Daljit Gharti via web
Twenty Four year old Mrs. Nanda Budha is living with her husband, a daughter, father in law and mother in Law at Jama of Khatyat Rural Municipality Ward no. 2 Seri. Total 47 households are in this ward and the only market place is Jama. As a woman, Mrs. Budha had felt the lack of Cosmetic materials in this local market. She wanted to install a cosmetic shop in Jama but there was no way at all except going to India and work as daily wage labor as many of her neighbors do. She said, "I had no money at hand to do so and there was no body to provide loan for that".
As Nanda Budha refleted, INF Mugu Branch started working in her community from 2071 B.S. by formulating Paribartanshil Self Help Group (SHG). Then Mrs. Budha became one of the active members of Paribartanshil SHG. She used to involve regularly in each monthly SHG meeting organized by INF Mugu Branch. In her own words, "Once I had an opportunity to be participated in a SHG monthly meeting which turned my life in a different direction. During the SHG meeting, Team Leader and Community Mobilizers were facilitation on wellbeing ranking of each SHG members. The economic status of each SHG member was ranked in two stages i.e. Above Poverty Line (APL) and Below Poverty Line (BPL) based on food security for the whole year. Much time was spent on how a family falls under the BPL or APL. This is heart touching for me and from that day I planned to overcome BPL and at the same time I started to look opportunities to get loan from somewhere for investing to establish a cosmetic shop in Jama". Fortunately, Mrs. Budha was selected to get income generation support for this year by INF Mugu Branch. She was able to receive Rs. 20,000 (Twenty Thousand Rupees) for establishing cosmetic shop as she was dreaming about. She shared all these to her husband and her husband also supported her planning. Her husband and she went to buy cosmetic goods to Jumla Gothijiula and Gamgadi Mugu for the first time and it happened repeatedly afterwards. With smiling face, she told us that she had already returned 20,000 rupees to the SHG within six months and she has been able to earn 60,000 rupees profit this year. Moreover, she said, "This is the business that stopped both of us to stay at home with family members otherwise we should have gone to India as seasonal migration". She extends her gratitude to INF for the support for enabling her to be a small business woman at her local market. She is planning to send her daughter to a Boarding School for good education nearby and to spend the entire profit amount to buy more goods for cosmetic shop in the coming days.
Written By: Kal Bahadur Tamata CM: Seri VDC Translated by: Daljit Gharti